ۨالَّذِيْ جَمَعَ مَالًا وَّعَدَّدَهٗۙ ( الهمزة: ٢ )
alladhī
ٱلَّذِى
The one who
jamaʿa
جَمَعَ
collects
mālan
مَالًا
wealth
waʿaddadahu
وَعَدَّدَهُۥ
and counts it
Al-lazi jama'a maalaw wa'addadah (al-Humazah 104:2)
Sahih International:
Who collects wealth and [continuously] counts it. (Al-Humazah [104] : 2)
1 Mufti Taqi Usmani
who accumulates wealth and counts it.